Senior Product Manager - Payments

TransferGo is a growing fintech scale-up on a mission to make the world a fairer place for migrants. We strive to provide tailored, more affordable financial services that make people's hard-earned money go further. Now in our 13th year, with close to 400 employees in offices across Europe and the UK, we’re crafting a brilliant, relevant product that makes a difference in people's lives and the well-being of their families. 

We’ve come this far by building a talented, diverse workforce on a fair culture and our strong values. Having this strong team of employees, we can serve those who really need our product to make their lives better. 

We're looking for a Senior Product Manager - Payments to join our mission-driven fintech team and lead the evolution of our payment capabilities. In this high-impact role, you’ll own the strategy and delivery of payment products that power cross-border money movement for millions of users. Working closely with a dedicated engineering team and key partners, you'll drive product innovation, regulatory alignment, and business growth across diverse global markets. If you're passionate about building robust, scalable, and customer-centric payment solutions—this is the role for you.

About the team:

The Payments team consists of a hands-on Engineering Manager and 6 Back-end developers, dedicated to supporting the end-to-end transaction flow across our platforms. Their main focus enabling us to serve our clients in all our destinations, using a variety of payment methods while ensuring the reliability, compliance, and efficiency of all payment integrations.

Team responsibilities:

• Ensuring our payment capabilities are world class. Taking ownership and driving improvements which allow TransferGo to offer better payment capabilities or optimize our costs

• Managing payment partner and integration lifecycle - from setup to sunset

• Managing payment orchestration, payment routing, and smart retries

• Ensuring compliance with PCI-DSS and other relevant regulatory standards

• Building internal APIs and tools for Finance, Compliance, and Product teams

• Monitoring system health and proactively resolving payment-related incidents

• Monitor PSP partner performance and raise issues with them when required

Here’s what you’ll be doing as Senior Product Manager:

• Launch and optimise payment products to drive company revenue (bank payouts, card schemas, wallets, open banking, APMs)

• Conduct thorough product discovery, refinement and prioritisation of new expansion bets based on business impact

• Introduce a long-term payment product roadmap, which focuses on both company growth and maintenance needs

• Lead mandatory payment-related changes required by the UK/EU regulators and payment processing partners

• Work with a team consisting of a hands-on Engineering Manager and 7 BE Engineers, take part in team rituals

• Provide the engineering team with business context and requirements - lead them by influence, not authority

• Closely cooperate with Product, Banking & Infrastructure, Marketing, Operations, Support, and other teams

• Participate in Product Gateway meetings for weekly reporting to C-Level leadership, be clear and concise

• Collaborate with major third-party payment providers during the implementation and optimisation process

• Participate in major FinTech industry events and represent the Product team in early talks with potential partners

Here’s what we’d love from our new Senior Product Manager:

•  5+ years of experience in product management within the payments domain (preferably, in the FinTech or banking sector)

• Proven track record of scoping and delivering payment integrations, currency accounts, and other payment products

• Focus on prioritising and leading product initiatives based on business impact, driving product expansion and revenue

• Experience working with PSPs, banking partners, acquirers, payment orchestration, global and local payment schemas

• Coordination of projects with multiple internal stakeholders, including engineering, business development, and marketing

• Ability to consult senior management during major decision-making, confidence to support or challenge proposed ideas

• Feel comfortable with rapid business changes - have grit, great adaptability, and eagerness to learn at a lightning speed

• Deep thinker, disciplined and self-driven, focused on outcomes, constantly seeking new entrepreneurial challenges

• Proficient in using analytical and productivity tools (e.g. Tableau, Jira, Notion, Miro, Gemini, Google Workspace)

What we believeAt TransferGo, we offer competitive rewards to all people. We know that recognition is about more than just money, and we’ve fostered a culture of kudos to shine a light on the great work throughout the business, and the people making it all happen. We hold regular in-person events to connect with each other and help all our TransferNauts to grow with a generous training allowance. We believe that empowering people makes for a happier and more effective workforce. This means we enable anyone who wants to pursue initiatives that deliver real value for our migrant customers.

What We Offer:

• Competitive Salary: Starting from €6000 - €8000 (gross) per month, depending on experience

• Comprehensive Benefits: Including a generous holiday allowance, competitive healthcare insurance, and a wellbeing package from day one

• Annual Development Budget: €1,000 to invest in your personal and professional growth

• Hybrid Working Environment: Flexibility to work from home and in the office, with most team members in the office 2 days a week

• Pet-Friendly Office: If you’re near one of our offices, bring your furry friend along!

• Inclusive Culture: Regular in-person events, fostering a strong sense of community and collaboration

• Empowerment and Ownership: We believe in empowering our people to take initiative and drive meaningful change