Product Owner

Industry: FinTech | Payments

Start Date: ASAP

Duration: 12 months

Language: English

Project Type: Greenfield

Role Overview: We are looking for a hands-on Product Owner to lead greenfield payment initiatives across European and UK payment schemes. You will work closely with engineering, compliance, and business teams to design and deliver modern, scalable, and compliant payment solutions.

Responsibilities

• Own product vision, roadmap, and backlog for payment systems

• Lead greenfield payment projects end-to-end

• Translate business and regulatory requirements into user stories and specs

• Work with payment schemes and rails, including:

  -SEPA SCT, SCT Inst, SDD (ISO 20022)

  -SWIFT (MT & MX, ISO 20022 migration)

  -TARGET2 (T2), TIPS

  -UK Pay.UK rails: FPS, BACS, CHAPS

• Drive Open Banking initiatives (UK & EU PSD2: AIS, PIS, PISP)

• Support OLO scheme participation and alternative payment integrations (e.g. PayPal, BankingCircle)

• Perform functional and gap analysis; model payment flows and ISO 20022 messages

• Define test scenarios and support functional, security, and compliance testing

• Facilitate Agile ceremonies and manage delivery with cross-functional teams

Requirements

• Experience as a Product Owner or Senior BA in FinTech / Payments

• Strong hands-on knowledge of payment systems and flows

• Understanding of ISO 20022 and XML-based messaging

• Experience with APIs (REST, SOAP, webhooks)

• Knowledge of PSD2, GDPR, PCI-DSS, AML

• Strong communication and stakeholder management skills

• Agile/Scrum experience

Nice to Have

• Instant payments or real-time settlement experience

• Central bank or clearing system exposure

Note: We’ll be in touch only with candidates who move forward to the next stage.