Product Manager (f/m/n)

Bibby Financial Services Sp. z o.o. is part of the international Bibby Line Group, which has been operating continuously since 1807. We are a global provider of financing for the SME sector, operating in UK, Europe and Asia. We have been present in Poland since 2002 and are one of the largest independent companies, offering factoring and solutions supporting corporate liquidity. We create a stable organization with a strong international background and a culture based on partnership. We are an equal opportunity employer. Our company is a perfect place for people who are focused on action, value stable employment and a family atmosphere, make decisions with courage and like challenges. We are looking for the following to join our  team:

Product Manager (f/m/n)

Location: Warsaw

About the role

You will lead end‑to‑end product management (from discovery and business case through design, build/partner, launch and scale) for innovative funding solutions and adjacent products for SMEs. The focus is on regulatory‑compliant offerings and treasury funding enablement; experience with international markets is a plus.

Our requirements

• 8+ years’ experience in product management within B2B financial services, commercial lending, or fintech.

• Proven success launching funding solutions, including regulatory compliance and treasury funding enablement.

• Deep understanding of regulatory frameworks and treasury operations.

• Strong commercial and analytical acumen.

• Ability to lead cross-functional teams across technology, operations, finance and risk.

• Established network and experience forming strategic partnerships.

• Nice to have: Experience delivering products across international markets.

Key responsibilities

Strategic Product Leadership

• Identify market opportunities and emerging trends to shape product vision and roadmap.

• Own and prioritise the end-to-end product pipeline, ensuring alignment with strategic and commercial goals and market opportunities.

• Lead cross-functional delivery across the full lifecycle — from discovery and validation through build/partner decisions, launch and scale.

B2B Funding Solution Development

• Assess and select the optimal approach for delivering funding solutions, whether through internal build (requiring technology, funding, and operational expertise) or strategic partnerships with external providers.

• Oversee the design, validation, and implementation of funding products, ensuring regulatory compliance and treasury funding enablement.

• Prepare business cases, financial models and risk assessments to support investment and governance decisions.

Regulatory & Treasury Enablement

• Ensure all funding solutions meet relevant regulatory requirements across jurisdictions of relevant markets and align with internal risk frameworks.

• Lead the enablement of treasury funding structures, including capital sourcing, liquidity management, and risk mitigation.

• Collaborate with legal, compliance, and treasury teams to navigate complex regulatory landscapes.

Adjacent Product Development

• Assess and select the optimal approach for delivering adjacent product solutions, whether through internal build (requiring technology, funding, and operational expertise) or strategic partnerships with external providers.

• Oversee the design, validation, and implementation of adjacent products, ensuring regulatory compliance and treasury funding enablement.

• Develop robust business cases, financial models, and risk assessments to support product proposals.

Partnership & Network Development

• Leverage an established network of industry contacts to identify and engage potential technology and funding partners.

• Negotiate and structure strategic partnerships to accelerate product delivery and market penetration.

• Maintain strong relationships with banks, funders, fintechs, and other key stakeholders.

Go-to-Market & Scaling

• Drive go-to-market planning and execution, ensuring readiness for launch and rapid scaling.

• Establish success metrics and feedback loops to monitor product performance and adoption.

• Champion continuous improvement, iterating on product design and delivery based on market feedback.

What we offer

• Employment contract

• Bonus system

• Hybrid working model

• 26 days annual leave

• Development opportunities

• Benefit package: m.in. medical care, group insurance, co-financing of Multisport Benefit cards, free online language learning (English, German, Spanish, Italian), 3 days paid for volunteering per year, 1 additional day off per year by decision of the Management Board

• Good location of the office (near Warsaw Western Railway Station)