Software Engineer II, Backend (Furnishing Platform)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We are looking for a highly motivated Software Engineer in our Furnishing Platform team to build scalable systems and data pipelines to power our consumer credit reporting. You will partner closely with our Product, Compliance, Servicing, and Credit teams to design robust reporting systems. The systems you will work on are vital for delivering accurate and timely data from Affirm’s financial product portfolio to Consumer Reporting Agencies.

Affirm is growing fast and we want you to enable us to scale our products to 10x and beyond through building world-class systems which enable Affirm in its mission to provide honest financial products which improve lives.

We are only just getting started! Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!

What you’ll do

• Collaborate closely with your teammates on the Furnishing Platform team, including Product Manager, Engineering Manager, Tech Leads, and fellow engineers, to deliver projects aligned with our roadmap.

• Design, build, and maintain robust and scalable data pipelines using Apache Spark, SQL, and Airflow.

• Consistently produce simple, elegant, and maintainable designs, writing high-quality code that’s easy to understand and build upon.

• Work cross-functionally with engineering and partner teams to support the design, implementation, rollout, and maintenance of key initiatives.

• Actively participate in code reviews, technical design discussions, and Scrum ceremonies.

• Contribute to platform-level improvements in orchestration, testing, observability, and system health.

What We Look For

• 3+ years of experience as a software engineer.

• Proven ability to take business scenarios or engineering problems and design solutions that span multiple software components.

• Strong focus on readable, well-tested, and extensible code.

• Comfortable navigating large codebases, debugging unfamiliar code, and giving constructive code review feedback.

• Proficient in Python, with hands-on experience using Spark and Airflow.

• Solid understanding of SQL, data modeling, ETL best practices, and data quality standards.

• Nice to Have:

  • Experience with Kotlin or Java.

  • Background in a FinTech or other regulated environment.

  • Experience with cloud platforms like AWS or GCP/Azure.

  • Interest in developer tooling, data validation, or CI/CD for data systems.

Compensation & Benefits

Base Pay Grade - L   

Equity Grade - Poland 3      

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. 

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

POL base pay range per year: 252,000 zł - 352,000 zł    

Additional benefits include:

• Type of employment: Contract of Employment

• Flexible Spending Wallets for tech, food and lifestyle

• Away Days - wellness days to take off work and recharge

• Learning & Development programs

• Parental benefits

• Employee Resource & Community Groups

• This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

This job description is not a contractual document, and is not intended to have binding force.